Diversification protects investors from loss but it has little to say on the subject of gains. Choosing what areas to invest in can be difficult as no investor possesses a crystal ball that lays out the future. Our managers are constantly learning what technologies and trends are shaping the marketplace and translating that knowledge into stock picks. Asset selection goes beyond simply angling for the proper risk/return ratio and extends to moral choices as well, such as investing locally, avoiding industries that contaminate the environment, or even boycotting countries with poor human rights records. We take these issues seriously and have worked with many of our clients to do the detailed research necessary to provide ethical assurances that their funds are being used appropriately.
